The Gooty Co-Operative Town Bank Ltd.
Serving Andhra Pradesh since 1923. Secure savings, soft-interest loans, and modern digital banking for every member of our community.
Registered with DICGC
Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly owned subsidiary of the Reserve Bank of India, insures each depositor in our bank up to ₹5,00,000 (Rupees Five Lakhs) for both principal and interest amounts.
Record Growth in FY 2025-26
Discover our latest financial metrics, showing a 172% increase in Net Profit, zero percent Net NPA, and over ₹243 Cr in total business.
Special Offers & Schemes
Browse our official bank pamphlets, seasonal interest rate charts, loan offerings, and KYC guidelines.
Special Deposit Rates (W.e.f 01-09-2026)
Bulk Deposits & Senior Citizens up to 8.50% p.a. Savings Account at 4.00% p.a.
Gold & Housing Loans
Jewell loans at 10.50% p.a. & Housing Construction loans at 11.77% p.a.
Dial 1930 Cyber Fraud Helpline
MHA & CyberDost helpline: Dial 1930 immediately for financial fraud reporting.
Central KYC Registry (CKYC)
Missed call facility on 7799022129 to get your CKYC number & DigiLocker KYC Card.
RBI KYC Guidelines & Norms
Official Reserve Bank of India simple guidelines for account opening & verification.
KYC Comparison Guide
30-second breakdown of KYC, CKYC, e-KYC & Periodic Re-KYC differences.
Savings, Loans & More
Comprehensive financial products designed for every member of the Gooty community.
Savings Accounts
High-yield interest accounts with complimentary debit cards and sweep-in flexibility.
Current Accounts
Robust cash credit facilities, high-limit transactions, and seamless merchant services.
Fixed & Bulk Deposits
Secure growth with interest rates up to 8.50% p.a. Special rates for senior citizens & bulk funds.
Gold & Jewell Loans
Fast gold credit at revised 10.50% p.a. rate with instant 30-minute approval.
Housing Construction Loans
Milestone-based home building finance up to 12 years tenure at 11.77% p.a.
MSME Banking
Dedicated commercial loans, machinery finance, and working capital for local businesses.
All-In-One Banking Services
100K+
Families & Merchants Supported
Rooted in Andhra Pradesh. Growing with You.
For over a century, The Gooty Co-Operative Town Bank Ltd. has been more than just a financial institution. We are a community partner, deeply invested in the dreams and aspirations of local families, farmers, and businesses.
When you bank with us, you are banking with neighbors who understand your regional needs and share your cooperative values.
- task_altPersonalized Local Service
- task_altFast Loan Approvals
- task_altSecure & Modern Banking
- task_altDeep Community Ties
A Century of Excellence
We blend 103 years of community trust with modern financial services for every generation.
Century of Trust
Over 103 years of serving the Gooty community with absolute financial integrity.
DICGC Insured
Your deposits are fully insured up to ₹5 lakh per member under DICGC regulations.
Community Focus
100% of deposits reinvested locally—fueling farms, homes, and small businesses.
Competitive Rates
Industry-leading FD yields up to 8.50% and soft lending rates designed for local businesses.
Personalized Service
Tailored financial guidance where you are known by name, not an account number.
Fast Loan Processing
Minimal paperwork and rapid disbursement on gold and retail loan applications.
Endorsed by Generations
"For three generations, our family has banked here. The bank's MSME loans are what keeps our business prospering. Their gold loans are processed in under 30 minutes."
Latest Updates
NEW Rate Of Interest Changed W.e.f 01-09-2026
Bulk Deposits: 1-3 Yrs @ 8.25%, >3 Yrs @ 8.50%. Senior Citizens earn up to 8.50% p.a. Jewell Loans revised to 10.50%.
Member Dividend Distribution (2025-26)
Dividend disbursement active for all shareholder members. Please visit Head Office Gooty with Aadhaar, PAN, and photo.
National Cyber Fraud Helpline 1930
Report any online financial fraud immediately by dialing 1930 or visiting cybercrime.gov.in. Follow CyberDost for cyber hygiene.
Find a Gooty Branch Near You
Visit our headquarters or connected branches in Gooty, Pamidi, and surrounding regions.
Search for a branch name like "Gooty" or "Pamidi" to see address & contact details.